Pack for a U.S. territory with tropical weather and cash-only mountain towns – a slightly different list than a typical Caribbean resort trip.

Reef-safe sunscreen

Mineral (zinc oxide) sunscreen only – oxybenzone / octinoxate formulas are harmful to coral and are discouraged or banned at protected snorkel sites like Tres Palmas.

A light rain layer

Brief, heavy downpours are normal even in dry season – a packable rain shell beats an umbrella for hiking or beach days.

Water shoes

Useful for rocky beach entries (much of the west and south coasts), river tubing, and Camuy Cave’s wetter sections.

Cash for the mountains

Small colmados, roadside lechoneras, and rural balneario parking fees are often cash-only – carry small bills outside San Juan and the resort corridors.

A light jacket for the Central Mountains

Towns like Aibonito and Adjuntas run noticeably cooler than the coast, especially at night – see the NOAA Climate Table.

Insect repellent

Especially for El Yunque, river spots, and evening bio-bay tours.

A U.S. plug – no adapter needed

Puerto Rico uses standard 120V U.S.-style outlets.

A portable phone charger

Useful given periodic grid instability – see Renewable Energy for why.

See Best Time to Visit to know what season you’re packing for, and Travel Insurance for hurricane-season coverage.